21st Century Visitors to Canada Insurance (Enhanced and Standard Plans)

21st Century Enhanced and Standard Plan

Eligibility

You are not eligible for coverage under this policy if:

  • You are traveling against the advice of a physician;
  • You have been diagnosed with a terminal illness with less than 2 years to live;
  • You have been diagnosed with or received treatment within the last two (2) years for pancreatic, lung, brain, or liver cancer, or any type of cancer that has spread from one part or organ of the body to another not directly connected with it;
  • You have had or are waiting for an organ or bone marrow transplant(excluding corneal transplant);
  • You have a kidney condition requiring dialysis;
  • You have used home oxygen during the 12 months prior to the date of application; and/or
  • You reside in a nursing home, other long term care, or rehabilitation centre.

 

 

Features

Content Explanation
Coverage $15000、$25000、$50000、$100000、$150000和$200000
Deductible $0, $50、$250、$500、$1000、$5000和$10000
Duration maximum 365 days; monthly payment with the purchase of a 365-day policy and coverage of $100,000 and more, two-year monthly payment policy for a small surcharge 
Minimum Premium $25 CAD
Companion Rates 5% off
Family Plan Family Rates Applied
Side Trip In Canada no less than 51% of the overall time.  A maximum of 30 days in each subsequent 365-day period.
Pre-existing condition No
Waiting Period If you're 85 and under, 72 hours waiting period while purchasing within 30 days after arriving in Canada and 7 days while purchasing more than 30 days after arriving in Canada. If you're 86 and older, 15 days applied while purchasing after in Canada.
Refund $25 of an administration fee with no claim,

 

 

Benefits

Content Explanation
Hospital Accomadation Reasonable and customary costs for inpatient and outpatient treatment
Physician Fee Yes
Diagnostic Services Reasonable and Customary Costs for X-ray and Lab Tests
Ambulance Services  Yes
Prescription Drugs Up to $500 unless you're hospitalized
Medical appliances Up to $500
Health-care Practitioner Up to $1000
Dental Emergency No
Dental Accident No
Repatriation Up to $5000
Burial and Cremation $7500
Follow-up only one time
Accident and Dismemberment No

 

理赔

If necessary, please call 21st Century at 1-877-882-2957.

before visiting the Doctor, Please contact Canada Travel Insurance Online at 1-877-338-7097 first and we'll facilitate the claim process.



 

The language in this summary may not be the same as the legal and technical terminology found in the official policy wording. In all instances, the official policy wording  will prevail. For complete details, refer to the policy wording, which is available in the attachment of every plan's page in our website.

Attachment Size
Policy Wording (1.38 MB) 1.38 MB
Medical Questionnaire (139.89 KB) 139.89 KB