JF Elite Student Insurance(AIG)



All international students in a recognized Canadian institution of learning
Under age of 69
Be in good health
Foreign Nationality, not a Canadian citizen or a permanent resident of Canada
Student’s Parents under age 69 and are living in Canada with student



Maximum liability: $2,000,000 CAD

Premium: $1.50 per day

Minimum amount: $50 per policy

Maximum period of coverage: 365 days

Emergency Medical coverage while in Canada, or Emergency treatment outside Canada provided at least 51% of period is spent in Canada (excludes expenses incurred in Home country visits)

Pre-existing Condition Covered: If stable 90 days prior to the effective date of policy



Hospital care: semi-private room

Physician charge: treatment by legally qualified physician, surgeon and Anesthetist

Registered graduate nurse: up to $12,000

Diagnostic service: laboratory tests and X-ray examination by prescription

Medical appliances: crutches, hospital bed, splints, canes, sling, trusses, braces

Prescription drugs: Max $10,000. Limited 30 day supply

Paramedical service: chiropodist, chiropractor, osteopath, acupuncture treatment, acupuncturist, physiotherapist podiatrist, speech therapist, up to $600 per practitioner

Dental service: accidental injury to natural teeth to max $4,000/ relief of pain up to $600/ extraction of wisdom to max $150

Trauma counseling: up to 6 sessions (following emergency)

Maternity: pregnancy after effective date of insurance up to $25,000. (Excludes childbirth, abortion)

Out-patient: psychiatrist, psychologist or physician providing psychiatric treatment up to $1,000

Family transportation: up to $5,000 and $1,500 for incidental travel

Repatriation: up to $15,000

Non- Emergency Treatment
Annual medical exam up to $150 (minimum one year purchased)
Annual eye exam up to $100 (minimum one year purchased)

Accidental Death & Dismemberment
Maximum: $100,000 as a result of an accident.



In the event of a medical emergency, call WTP immediately

Toll free from USA and CANADA 1 800 411 0118

Collect 416 977 0504

Our assistance centre is here for you 24hours a day, 7 days a week!

The language in this summary may not be the same as the legal and technical terminology found in the official policy wording. In all instances, the official policy wording  will prevail. For complete details, refer to the policy wording, which is available in the attachment of every plan's page in our website.


Attachment Size
Elite Student Policy 201904.pdf (1.36 MB) 1.36 MB