TUGO Student Medical Insurance

Eligibility

Applicable to inbound students You are eligible for coverage if:                                                                                                                      

1.You are 69 years and under at the time of application date of the Policy; and,       

2. You are a student enrolled in a school within Canada; or,                   

3. You are an accompanying family member of the student residing in Canada; and,         

4. You are not insured under a provincial or territorial government health care plan. If you become eligible for and insured under the government health care plan of the province or territory in which you study, the Insurance will then apply in excess of this provincial or territorial government health care plan;  and,                

5. You are not travelling against a physician’s advice and you have not been diagnosed with a terminal condition.

Applicable to outbound students You are eligible for coverage if:          

1. You are 40 years and under at the time of application date of the Policy; and,      

2. You are a student enrolled in a school outside Canada; or,                         

3. You are an accompanying family member of the student studying outside of Canada; and,    

4. You must be insured or eligible for benefits under the government health care plan of the province or territory in which you reside. If you are not insured under the government health care plan of the province or territory in which you reside, the portion that would have been refunded by the provincial or territorial government health care plan is not a benefit of this Insurance; and,        

5. You are not travelling against a physician’s advice and you have not been diagnosed with a terminal condition.

Claims Procedures and Payment of Benefits

Keep these numbers handy when you travel. You can contact us at the following numbers or visit us at www.oneworldassist.com

In the event of hospitalization, call OneWorld Assist immediately:

From Canada & USA . . . . . . . . . . . . . . . . . . . . . . . . . 1-800-663-0399

From Mexico . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 001-800-514-9976

Outside N. America & Mexico (global toll-free) . . . . . . *800-663-00399

The language in this summary may not be the same as the legal and technical terminology found in the official policy wording. In all instances, the official policy wording  will prevail. For complete details, refer to the policy wording, which is available in the attachment of every plan's page in our website.

Worldwide (collect) . . . . . . . . . . . . . . . . . . . . . . . . . . . **604-278-4108